Richard D. Nilmeier entered the financial services industry in 1969 and has been a decorated professional within the industry. He earned the prestigious designation of Chartered Life Underwriter from The American College in 1989. Richard, being an advocate of consumer rights has played a pivotal role in state legislation affecting the financial services sector and was elected to serve as the state president of NAIFA-California in 1988-89. He also served as president and led the NAIFA-Fresno chapter in 1979. His involvement in the state legislation process has helped in the passing of bills that are still positively affecting consumer and financial professional's rights today. Throughout Richard's 46 years in practice, he's helped numerous clients with estate, investment, insurance, retirement, and college planning issues. He was honored with the award of Life Underwriter of the Year in 1989. Richard holds Series 7, 66, and insurance licenses.