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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and Investment Advisory Services offered through United Planners Financial Services of America. Member FINRA, SIPC. Nilmeier Financial and Insurance Services and United Planners are independent companies. Insurance-related services may not be provided to individuals residing in any states other than AZ, CA, ID, IA, NE, NV, OR, TN, TX, UT, VA, WA. California- residence license.-

A Broker-Dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for appropriate registration requirements.

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